Custom platforms & systems
Back-office systems, administration platforms, and operational software designed around how your organisation actually works — built, deployed and supported end to end.
Innovation × Risk Sciences
An Innovation and Risk Sciences Practice.
We build the platforms and systems business and institutional operations run on, with the risk and financial frameworks their daily decisions depend on.
Johannesburg · Mbabane
The practice
We build the software, and we do the risk work — two disciplines most firms keep apart, run here by one practice.
In practice, that means the model and the system get built by the same people — not handed off between them.
01 Technology & Platforms
We build systems that organisations run on.
Operational software — the systems that hold your records, process your transactions, and serve your members, patients and customers. Built to keep working at month-end, when it's tested hardest.
Web & digital products
Websites, client portals and progressive web apps that carry your brand and do real work: onboarding, self-service, payments, reporting.
System audits & integrations
Independent reviews of the systems you already run — performance, security, data integrity — plus migrations and integrations that connect what shouldn't be siloed.
Systems we've built are in production today: a back office administering a national parliamentary pension fund, full claims administration for an insurance association, and a health platform live nationally.
Explore Technology & Platforms02 Risk Sciences
Risk, measured and managed.
Numbers that hold up in front of a board, a financier or a regulator. We build financial models, structure risk programmes, and prepare the submissions and reports that institutions stake decisions on.
Risk management & modelling
Financial models, self-insurance structures, collections and recovery analytics — quantitative work that turns uncertainty into a decision you can defend.
Regulatory & compliance work
Submissions, hearings, statutory reporting. We prepare the documents regulators actually read, and we've stood behind them in the room.
Financial strategy & feasibility
Restructuring proposals, project and PPP modelling, feasibility studies — the numbers behind whether, when and how.
03 Sectors
Where we've worked.
We've delivered in pensions, insurance, health, energy, construction, agriculture, logistics, co-operatives, the public sector, real estate and education — eleven sectors so far.
Not seeing yours? Ask anyway — we've usually solved something close.
By the numbers
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- platforms in production
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- websites built for clients
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- countries — Johannesburg & Mbabane offices, plus Botswana
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- sectors delivered in
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- years in practice
Insights
Thinking in public.
Whitepapers, notes and working ideas from our practice — on building systems in African markets, on risk, and on where the two meet.
systems
What a back-office system owes its members
A back-office system is a promise to the people whose records it holds. Here's how we design for that obligation, not just the workflow.
Read Whitepaper
Risk and systems in African markets
A working paper on where technology and risk meet in Southern African institutions — what scales, what fails, and why the two disciplines belong together.
Read risk
Self-insurance structures, explained for boards
When carrying your own risk beats buying cover — and how a board can tell the difference before committing.
ReadGet in touch
Send us the problem.
A spreadsheet doing a system's job. A model nobody quite trusts. A regulator's deadline you're not ready for. Describe it in a few lines — we read every message ourselves.
connect@khumalogroup.com Johannesburg Mbabane